about
Success becomes clearer and easier when you surround yourself with a strong business team. The right support turns challenges into opportunities and helps you stay focused on what matters most.
John Kozak
John Kozak & Associates
With over 24 years of experience, John Kozak has dedicated his career to helping families navigate the complexities of insurance and personal finance. His primary focus is on safely and securely growing wealth, as he believes that sound financial education is essential for achieving a secure retirement in today’s unpredictable financial landscape. For John, financial independence is not merely a goal; it is a necessity.
As the eldest of two boys, John graduated from Clearwater Christian College with a degree in Education. His diverse background as an educator, business owner, and family man, provides him with a unique perspective on the importance of personal financial planning. His mission is to help his clients avoid the pitfalls of the Wall Street roller coaster and instead build wealth safely and securely, regardless of past investment performance. Additionally, John is a 13-year military veteran and a 35-year firefighter, experiences that have instilled in him a deep satisfaction in serving others.
John has been married to Claudia since 1985, residing in Central Ohio. Together they have four children and six grandchildren. His passion for protecting lives and property drives his commitment to a family’s financial security.
The Team
Joe Mass
Chief Investment Officer
CFA, CFP®, CLU®, ChFC, MSFS, CCIMTM, CVA, ABAR, CM&AA
joe@synergy-am.com
advisorsharewm.com
Joe Maas is our Chief Investment Officer. A highly trained financial analyst, Joe is responsible for analyzing current and potential investments for the firm through deep fundamental analysis, researching industry trends and application of quantitative methods and technical analysis. Joe is very unique because he is certified in so many areas of expertise. He has earned certificates from nine prestigious organizations, and, with over two decades of financial industry experience, his unique core specialty is providing comprehensive investment management and financial planning services for individual investors, business owners, and trust.
Joe holds a variety of world renowned professional designations; he is a CFA (Chartered Financial Analyst) Charterholder, which is the world’s most respected investment professional’s achievement. In addition to the CFA, Joe is a certified valuation analyst (CVA) and is accredited in business appraisal review (ABAR). His professional capability also includes being a certified merger and acquisition advisor (CM&AA) trained and experienced in buying and selling middle-market companies with revenues from $5 million to $500 million.
From Joe
To ensure my clients have a clear understanding of the steps that will be taken in the event of my unexpected death, ensuring their financial planning needs are uninterrupted.
Who is the designated successor for my financial accounts?
Joe Maas, CFA, CVA, ABAR, CM&AA, CFP®, ChFC,
CLU®, MSFS, CCIM, CWPP, is the designated Chief Investment Officer who will take over your account. They are fully briefed on your financial goals and the current state of your plan.
What will happen to my financial planning account if you pass away?
My succession plan ensures that your account will be seamlessly transitioned to a trusted and experienced financial planner within my network, who will uphold the same level of service and
Roccy M. DeFrancesco, Jr., JD, CMP, CAPP
Roccy M. DeFrancesco, Jr., JD, CAPP™, CMP™
Founder of The Wealth Preservation Institute, the OnPointe software suite, and is Co-Founder of the Asset Protection Society.
roccy@advisorshare.com
advisorsharewm.com
Roccy M. DeFrancesco, Jr., JD, CMP, CAPP, is a widely recognized professional in asset protection and wealth preservation.
He is the founder of The Wealth Preservation Institute and co-founder of the Asset Protection Society, Advisor Share, LLC, and AdvisorShare Wealth Management. Roccy is also the creator of the OnPointe software suite, designed to empower financial advisors with advanced planning tools. A prolific author, he has written numerous books, including *The Doctor’s Wealth Preservation Guide*, *Retiring Without Risk*, and *Bad Advisors: How to Identify Them; How to Avoid Them*, among others. His works and lectures have guided thousands of professionals and consumers in achieving financial security and avoiding common pitfalls.
A highly sought-after speaker and educator, Roccy has presented at prestigious organizations such as the National Financial Planning Association, the American Academy of Medical Management, and various state bar associations. His insights have been featured in professional journals and publications like *Michigan Bar Journal*, *Financial Planning Magazine*, and *Physician Money Digest*. Roccy holds a B.S. from Embry-Riddle Aeronautical University, where he earned his commercial pilot’s license, and a J.D. from Valparaiso University School of Law. Licensed to practice law in Michigan (inactive in Indiana), he is widely regarded as a zealous consumer advocate and a trusted mentor to advisors.
Daniel McDonald
Daniel McDonald
Fixed Income Principal
Daniel@advisorshare.com
advisorsharewm.com
Before Daniel McDonald started devoting his work fulltime to AdvisorShare in 2020, he served as Regional Director to a traditional face-to-face wholesaling firm helping them grow to be the #1 independently owned distributor of fixed and fixed index annuities in financial institutions. During his eight years as a perennial sales leader at the firm he became a valued partner to advisors at America’s largest banks and broker dealers training their representatives how to properly use annuities that had only recently been added to their platform. Now Daniel uses that experience to help independent financial advisors identify and use high quality insurance products for their client’s retirement needs.
Daniel is a second-generation, financial services wholesaler who has taken on the challenge of continuing to distribute insurance products properly and effectively to financial services professionals who deem them the best fit for their clients as his father has since 1978. He is insurance licensed in all 50 states and well experienced in considering all industry and state rules and regulations prior to making an insurance recommendation. Daniel’s high standard of care, good standing across the insurance industry, and success with growing AdvisorShare makes him an ideal fit to partner with the team bringing a unique twist on distribution to the Medicare industry with AdvisorShare Medicare Partners.
Craig Taylor
Craig Taylor
Co-Principal
© advisorsharemedicare.com
Craig is a highly accomplished and seasoned Insurance Executive with nearly three decades of expertise in the industry including over a decade spent with Fortune 500 and Fortune 100 companies.
Through his contributions and leadership, he has directed strategic corporate initiatives, successfully managed multiple National product lines, helped design, price, build and distribute exclusive Ancillary and Medicare Supplement products and driven business growth, revenue, and profitability at a National Brokerage with over a half Billion in Issued Production a year.
The scope of Craig’s expertise is extensive and includes the full complement of sales management, operations, product design and distribution, and marketing in addition to personnel management and executive coaching.
He has the exceptional ability to foster strong relationships and partnerships built on trust and leadership and is also a nationally recognized platform speaker, host, and certified continuing education instructor able to engage with and empower stakeholders at all levels.
Staying current with the times, we combine advanced technology with a healthy dose of skepticism and practical wisdom to craft planning strategies designed to stand the test of time and serve generations to come.
Talk to an expert at 513-312-2226 or john@kozakfinancial.net